BRENT ENGLAND  /  EARN. LEARN. LIVE.
Last updated: October 20, 2026

Building a future from four cards.

I'm growing a card-flipping business from four starting cards, using Pokémon TCG tournament winnings to build inventory. This page documents the bigger financial goal: reducing debt, building an emergency fund, and eventually investing for the long term. These are my starting numbers, and I'll update the journey as it unfolds.

Starting debt
$23,689
Original snapshot
Current balance
$23,689
Last reported amount
Balance reduced
$0
Change since starting point
Progress
0%
Toward zero balance

The debt-free goal

0% complete
Started at $23,689$23,689 remaining
THE NUMBERS

Debt breakdown

Grouped labels for privacy

Loading balances…

THE LONG-TERM PLAN

The path forward

01

Build from four cards

Sell cards, record real costs and revenue, and reinvest tournament winnings carefully.

02

Eliminate consumer debt

Track balances consistently while protecting my ability to cover essential expenses.

03

Build an emergency fund

Save three months of essential living expenses before expanding taxable investments.

04

Invest for the future

Use employment income and business profits to build diversified long-term investments, including dividend-paying funds or stocks.

THE FOUR CARD PROJECT
4Starting cards
Not reportedBusiness cash capital

First capital milestone: $500. Tournament prizes and unsold cards are not treated as realized profit.

FOLLOW THE FOUR CARD PROJECT

Every card has a story. Every dollar has a job.

I'll share what sells, what doesn't, my tournament winnings, and the financial decisions I'm learning to make along the way.

Read the Journal →

These amounts are a personal progress snapshot, not live creditor statements. Balance changes are not necessarily identical to payments made, because interest, fees, and adjustments can affect totals. The four-card business and personal debt are tracked separately. No account identifiers are published.